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Open Enrollment · Nov 1–30
Your Benefits, Your Way
Review your 2026 options and make elections before the enrollment window closes. Changes take effect January 1.
Headings & body
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Body text — 15px / 1.7 leading. Used for paragraph copy and descriptions across the site.
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Ordered list
- Review your current plan
- Compare your options
- Add or remove dependents
- Submit your elections
- Save your confirmation
Unordered list
- Medical, dental, vision
- HSA & FSA accounts
- Life & disability coverage
- Wellness reimbursement
- EAP & mental health
- 401(k) with company match
New for 2026: HSA-Eligible HDHP
A new High Deductible Health Plan is available. Pair it with a Health Savings Account to save pre-tax dollars for medical expenses now and in retirement.
You're enrolled — no action required
If you're happy with your current elections, your coverage rolls over automatically. Review your beneficiaries to make sure they're current.
Deadline: November 30, 5:00 PM PT
Missed elections cannot be changed until the next open enrollment period unless you experience a qualifying life event.
Action required: Update your beneficiaries
Your beneficiary information is missing or out of date. Please log in to the benefits portal and update it before coverage takes effect.
The wellness benefit paid for my gym membership, a standing desk, and a meditation app — I didn't realize how comprehensive it was until I actually looked into it.
Plan enrollment — bar chart
HSA balance growth — line chart
Wellness spending — pie/donut chart
| Feature | HMO — Kaiser | PPO — Anthem | HDHP + HSA New |
|---|---|---|---|
| Monthly premium (employee) | $68 | $120 | $42 |
| Deductible (individual) | $250 | $500 | $1,600 |
| Out-of-pocket max | $3,000 | $5,000 | $4,000 |
| HSA compatible | ✕ | ✕ | ✓ |
| Company HSA seed | — | — | $500 |
| Out-of-network coverage | ✕ | ✓ | ✓ |
| Telehealth | $0 copay | $10 copay | $0 copay |
| Rx included | ✓ | ✓ | ✓ |
Medical Coverage
Three plan options — HMO, PPO, and HDHP — designed to fit every stage of life and every budget. All include preventive care at no cost.
Learn moreDental & Vision
Comprehensive dental PPO with $2,000 annual max, plus VSP vision with generous frame and contact allowances for you and your family.
Learn moreWellness & Mental Health
$600 annual wellness reimbursement, 12 free EAP counseling sessions, and company-paid access to Headspace and Calm.
Learn moreFinancial Benefits
401(k) with 6% company match, HSA seeding, life insurance, short- and long-term disability, and tuition assistance.
Learn moreQuestions? Talk to a benefits advisor.
Schedule a free 30-minute session with an HR specialist — no question too small.
When choosing a health plan, it helps to understand a few key terms. Your premiumPremiumThe fixed monthly amount deducted from your paycheck to maintain health coverage — whether or not you use any services that month. is the amount deducted from your paycheck each month. Once you use care, you'll pay toward your deductibleDeductibleThe amount you pay out-of-pocket for covered services before your insurance begins sharing costs. A $1,000 deductible means you pay the first $1,000 each plan year. before insurance kicks in. After that you'll share costs through coinsuranceCoinsuranceThe percentage of costs you share with your insurer after meeting your deductible — e.g. you pay 20%, insurance pays 80%. or a fixed copayCopayA flat dollar amount you pay for a specific service — like $25 for a primary care visit — regardless of the total cost of that service.. Your costs are always capped at the out-of-pocket maximumOut-of-pocket maximumThe most you'll ever pay in a single plan year. After hitting this limit, insurance covers 100% of in-network covered services for the rest of the year.. If you elect an HDHPHDHPHigh Deductible Health Plan — lower monthly premium, higher deductible. Qualifying HDHPs let you pair coverage with a tax-advantaged Health Savings Account (HSA)., you can open an HSAHSAHealth Savings Account — triple-tax-advantaged: contributions are pre-tax, growth is tax-free, and qualified withdrawals are tax-free. Funds roll over forever. to save pre-tax dollars. Always check whether your preferred doctors are in-networkIn-networkProviders who have contracted with your insurer at negotiated rates. Using in-network providers significantly reduces your out-of-pocket costs. — it makes a significant difference in what you pay.
Full glossary reference grid
- Premium
- Fixed monthly cost deducted from your paycheck for health coverage.
- Deductible
- Amount you pay before insurance starts sharing costs.
- Copay
- Fixed dollar amount for a specific service, like $25 per visit.
- Coinsurance
- Percentage of costs you share with your insurer after the deductible.
- Out-of-pocket maximum
- Most you'll pay in a year; after this, insurance covers 100%.
- HSA
- Tax-advantaged savings account paired with an HDHP. Funds never expire.
- FSA
- Pre-tax account for medical costs; use-it-or-lose-it each plan year.
- EOB
- Explanation of Benefits — insurer statement showing billed vs. covered amounts.
- In-network
- Providers with negotiated rates through your insurer — always cheaper.
- Open enrollment
- Annual window when you can make or change benefit elections.
Your message goes directly to the HR benefits team. Expect a response within 1–2 business days.
A — Alternating split rows
Select dental coverage when you enroll.
You can enroll your spouse/partner and dependents too. Benefits begin on the first of the month following your date of hire.
Choose an in-network dentist for the best value.
Visit WEBSITE to find dentists near you in the NETWORK NAME. Keep in mind that you [can/cannot] use an out-of-network provider, but you will pay more out-of-pocket.
What you pay depends on your plan choice.
Take a look at the dental plan chart below to see what you will pay for dental care. Plans differ in premiums, copays, and what services are covered.
Additional coverage options are available.
The Gold plan covers orthodontic expenses for children up to age X at X%. The CLEANING PROGRAM provides an extra, free routine cleaning per year for those with HEALTH CONDITIONS.
B — Explainer
Select dental coverage when you enroll.
You can enroll your spouse/partner and dependents too. Benefits begin on the first of the month following your date of hire.
Choose an in-network dentist for the best value.
Visit WEBSITE to find dentists near you in the NETWORK NAME. Keep in mind that you [can/cannot] use an out-of-network provider, but you will pay more out-of-pocket.
What you pay depends on your plan choice.
Take a look at the dental plan chart below to see what you will pay for dental care. Plans differ in premiums, copays, and what services are covered.
Additional coverage options are available.
The Gold plan covers orthodontic expenses for children up to age X at X%. The CLEANING PROGRAM provides an extra, free routine cleaning per year for those with HEALTH CONDITIONS.